THEME:   eleventh chapter titles of great books   
GOOD ONES:     Words creditors don't want to hear {& theme}   CHAPTER ELEVEN   
Is for more than one?   ARE [used, but good]   
Notebook owner   USER [still haven't gotten used to this term for the machine I'm using to write this; I thought TEEN in school]   
Pump part, perhaps   STRAP [shoe, not machine]      
BTW:   Here, in Havana  
 ACA [but not in the USA]      
Spoil rotten   DOTE ON [it may spoil a person, and may even spoil him rotten, but to DOTE ON simply means to lavish affection upon --- in fact, it may even build up a delicate ego]      
It hits the nail on the head   PEEN [a peen (hammer head) does so only if the nailer is accurate; often it misses and mars the wood --- trust me]
I appreciated the references to the great experiences of my youth, and to do so this way is particularly creative.          
RATING: 
 
  
  
    Three grins = Loved it; Two grins = Enjoyed it; One grin = A bit bland for my taste; One teardrop = Not much fun